Mold Removal Cost And Risk In Apache County, AZ

A typical professional mold job in Apache County runs about $1,200 to $4,900 before rebuild, using the Arizona nonmetro price level. Below are the 29 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Arizona rules.

1988Median year homes were built

34%Homes built before 1980

21%Homes rented, not owned

$68,500Median home value

29,001Housing units

65,680People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Apache County were built before 1988, and 34 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in Apache County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 85938 has the oldest homes here, a median year of 1976, and ZIP 85930 the newest, 1997.

Typical Prices In Apache County

JobSizeNational RangeApache County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,200 to $4,900
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,100
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $800
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 81.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $4,900, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Apache County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Apache County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
85920Apache County198734%$292,900
85924Apache County199227%$104,200
85925Apache County198442%$232,400
85927Apache County198920%$557,900
85930Apache County199728%Not published
85932Apache County199017%$241,100
85936Apache County198838%$178,600
85938Apache County197661%$191,700
85940Apache County19979%$236,200
86028Apache CountyNot published66%Not published
86502Apache County198344%$43,400
86503Apache County199126%$39,500
86504Apache County198051%$45,600
86505Apache County198541%$35,700
86506Apache County198636%$46,600
86507Apache County198442%$48,800
86508Apache County198247%$32,900
86511Apache County199131%$48,000
86512Apache County19928%$74,800
86514Apache County199126%$70,700
86520Apache County199224%$60,900
86535Apache County199126%$44,000
86538Apache County198631%$54,600
86540Apache County199031%$25,400
86544Apache County198632%$49,500
86545Apache County198834%$36,300
86547Apache County199022%$48,700
86556Apache County199027%$35,000
87328Apache County198545%$60,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Arizona Rules On Mold

Arizona Mold And Insurance Rules

  • The state health department says mold cleanup is usually the owner's own job, like roof and plumbing repairs. ADHS Mold In My Home

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