Mold, Insurance And Removal Costs In Arizona

Arizona has 15 counties and 403 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,500 to $6,050 before rebuild.

1992Median year homes were built

30%Homes built before 1980

33%Homes rented, not owned

$358,900Median home value

3,142,443Housing units

7,268,175People

Statewide figures from Census ACS 2019 to 2023, price level 100.7 from BEA Regional Price Parities 2024.

Half the homes in Arizona were built before 1992, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

The counties with the oldest housing are Greenlee County (1981), Gila County (1985), Cochise County (1986), La Paz County (1986), Pima County (1986).

FEMA rates inland flooding high in 7 of 15 Arizona counties. Source FEMA National Risk Index, December 2025.

Arizona Rules On Mold

Arizona Mold And Insurance Rules

  • The state health department says mold cleanup is usually the owner's own job, like roof and plumbing repairs. ADHS Mold In My Home

All Arizona Mold And Insurance Rules lines

Every Arizona County

CountyZIP CodesMedian Year BuiltTypical Job Up ToInland Flood Risk
Apache County291988$4,900Relatively Moderate
Cochise County201986$5,350Relatively High
Coconino County251990$6,000Relatively High
Gila County101985$4,900Relatively Moderate
Graham County91987$4,900Relatively Low
Greenlee County41981$4,900Very Low
La Paz County81986$4,900Relatively Moderate
Maricopa County1321992$6,200Very High
Mohave County241994$5,650Relatively High
Navajo County241988$4,900Relatively Moderate
Pima County461986$5,800Very High
Pinal County292003$6,200Relatively High
Santa Cruz County71990$4,900Relatively Moderate
Yavapai County271994$5,900Relatively High
Yuma County91994$5,550Relatively Moderate

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