Mold Removal Cost And Risk In Santa Cruz County, AZ

A typical professional mold job in Santa Cruz County runs about $1,200 to $4,900 before rebuild, using the Arizona nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Arizona rules.

1990Median year homes were built

35%Homes built before 1980

32%Homes rented, not owned

$216,100Median home value

18,997Housing units

48,209People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Santa Cruz County were built before 1990, and 35 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 32 percent of homes in Santa Cruz County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 85624 has the oldest homes here, a median year of 1973, and ZIP 85648 the newest, 2000.

Typical Prices In Santa Cruz County

JobSizeNational RangeSanta Cruz County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,200 to $4,900
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,100
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $800
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 81.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $4,900, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Santa Cruz County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveNo Rating
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Santa Cruz County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
85611Santa Cruz County198149%$327,300
85621Santa Cruz County197757%$173,600
85624Santa Cruz County197362%$378,300
85637Santa Cruz County199828%$434,300
85640Tumacacori-Carmen197953%Not published
85646Santa Cruz County199719%$473,400
85648Santa Cruz County20008%$213,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Arizona Rules On Mold

Arizona Mold And Insurance Rules

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Santa Cruz County Area

Nogales, AZ