Mold Removal Cost And Risk In El Dorado County, CA
A typical professional mold job in El Dorado County runs about $1,600 to $6,400 before rebuild, using the Sacramento-Roseville-Folsom, CA price level. Below are the 23 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1983Median year homes were built
44%Homes built before 1980
24%Homes rented, not owned
$640,500Median home value
94,258Housing units
192,299People
Half the homes in El Dorado County were built before 1983, and 44 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in El Dorado County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 96155 has the oldest homes here, a median year of 1943, and ZIP 95762 the newest, 2002.
Typical Prices In El Dorado County
| Job | Size | National Range | El Dorado County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,600 to $6,400 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,150 to $8,000 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,400, that cap falls short by about $1,400 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates El Dorado County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | No Rating |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In El Dorado County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 95613 | Coloma | Not published | 100% | Not published |
| 95614 | El Dorado County | 1985 | 29% | $489,800 |
| 95619 | Diamond Springs | 1982 | 42% | $348,800 |
| 95623 | El Dorado County | 1982 | 45% | $570,800 |
| 95633 | El Dorado County | 1984 | 39% | $432,700 |
| 95634 | El Dorado County | 1981 | 47% | $332,100 |
| 95635 | El Dorado County | 1990 | 35% | $475,600 |
| 95636 | Grizzly Flats | 1992 | 21% | $369,100 |
| 95651 | El Dorado County | 1974 | 64% | $697,400 |
| 95664 | El Dorado County | 1990 | 14% | $387,700 |
| 95667 | El Dorado County | 1981 | 49% | $527,900 |
| 95672 | El Dorado County | 1988 | 25% | $707,600 |
| 95682 | El Dorado County | 1986 | 29% | $682,100 |
| 95684 | El Dorado County | 1983 | 44% | $517,800 |
| 95709 | El Dorado County | 1978 | 57% | $584,600 |
| 95720 | El Dorado County | 1953 | 88% | $601,200 |
| 95721 | El Dorado County | 1951 | 88% | Not published |
| 95726 | El Dorado County | 1980 | 50% | $401,200 |
| 95735 | El Dorado County | 1948 | 92% | $537,500 |
| 95762 | El Dorado Hills | 2002 | 12% | $881,500 |
| 96142 | El Dorado County | 1971 | 74% | $798,700 |
| 96150 | El Dorado County | 1974 | 70% | $649,100 |
| 96155 | El Dorado County | 1943 | 87% | Not published |
Cities And Towns
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters