Mold Removal Cost And Risk In Imperial County, CA
A typical professional mold job in Imperial County runs about $1,450 to $5,700 before rebuild, using the El Centro, CA price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1988Median year homes were built
39%Homes built before 1980
43%Homes rented, not owned
$279,500Median home value
57,511Housing units
179,319People
Half the homes in Imperial County were built before 1988, and 39 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 43 percent of homes in Imperial County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 92233 has the oldest homes here, a median year of 1975, and ZIP 92251 the newest, 2000.
Typical Prices In Imperial County
| Job | Size | National Range | Imperial County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Imperial County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | No Rating |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Imperial County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 92222 | Imperial County | Not published | 100% | Not published |
| 92227 | Imperial County | 1981 | 49% | $272,200 |
| 92231 | Imperial County | 1990 | 35% | $281,600 |
| 92233 | Imperial County | 1975 | 63% | $177,200 |
| 92243 | Imperial County | 1982 | 45% | $286,100 |
| 92249 | Imperial County | 1996 | 28% | $284,300 |
| 92250 | Imperial County | 1977 | 56% | $278,600 |
| 92251 | Imperial County | 2000 | 19% | $350,100 |
| 92257 | Imperial County | 1975 | 59% | $113,100 |
| 92259 | Imperial County | 1984 | 46% | $159,200 |
| 92266 | Imperial County | 1992 | 38% | Not published |
| 92273 | Imperial County | 1992 | 34% | $190,700 |
| 92275 | Imperial County | 1997 | 23% | $139,600 |
| 92281 | Imperial County | 1978 | 52% | $222,100 |
| 92283 | Imperial County | 1986 | 41% | $91,100 |
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters