Mold Removal Cost And Risk In Lake County, CA
A typical professional mold job in Lake County runs about $1,500 to $6,000 before rebuild, using the California nonmetro price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1980Median year homes were built
50%Homes built before 1980
29%Homes rented, not owned
$316,800Median home value
34,271Housing units
68,139People
Half the homes in Lake County were built before 1980, and 50 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Lake County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 95493 has the oldest homes here, a median year of 1969, and ZIP 95467 the newest, 1991.
Typical Prices In Lake County
| Job | Size | National Range | Lake County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $6,000 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,500 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Lake County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | No Rating |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Lake County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 95422 | Lake County | 1976 | 59% | $206,300 |
| 95423 | Lake County | 1980 | 50% | $285,300 |
| 95426 | Lake County | 1970 | 64% | $348,000 |
| 95435 | Lake County | Not published | 0% | Not published |
| 95443 | Lake County | 1986 | 18% | Not published |
| 95451 | Lake County | 1985 | 40% | $340,700 |
| 95453 | Lake County | 1978 | 55% | $371,100 |
| 95457 | Lake County | 1980 | 50% | $414,100 |
| 95458 | Lake County | 1973 | 70% | $237,100 |
| 95461 | Lake County | 1984 | 43% | $385,000 |
| 95464 | Nice | 1978 | 56% | $154,100 |
| 95467 | Hidden Valley Lake | 1991 | 14% | $394,000 |
| 95485 | Lake County | 1982 | 46% | $364,600 |
| 95493 | Lake County | 1969 | 54% | $750,000 |
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters