Mold Removal Cost And Risk In Madera County, CA
A typical professional mold job in Madera County runs about $1,550 to $6,150 before rebuild, using the Fresno, CA price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1988Median year homes were built
38%Homes built before 1980
34%Homes rented, not owned
$367,700Median home value
50,368Housing units
158,790People
Half the homes in Madera County were built before 1988, and 38 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 34 percent of homes in Madera County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 93644 has the oldest homes here, a median year of 1980, and ZIP 93626 the newest, 2011.
Typical Prices In Madera County
| Job | Size | National Range | Madera County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,150 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,050 to $7,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,150, that cap falls short by about $1,150 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Madera County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | No Rating |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Madera County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 93601 | Madera County | 1988 | 35% | $393,100 |
| 93604 | Madera County | 1982 | 44% | $1,043,300 |
| 93610 | Madera County | 1983 | 47% | $342,000 |
| 93614 | Madera County | 1993 | 18% | $355,100 |
| 93626 | Madera County | 2011 | 7% | $594,800 |
| 93636 | Madera County | 1991 | 33% | $483,300 |
| 93637 | Madera County | 1990 | 40% | $369,200 |
| 93638 | Madera County | 1988 | 40% | $291,500 |
| 93643 | Madera County | 1982 | 45% | $339,300 |
| 93644 | Madera County | 1980 | 49% | $378,000 |
| 93645 | Madera County | 1988 | 4% | $366,700 |
| 93653 | Madera County | 1990 | 42% | $517,700 |
| 93669 | Madera County | 1984 | 32% | $289,500 |
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters