Mold Removal Cost And Risk In Merced County, CA
A typical professional mold job in Merced County runs about $1,450 to $5,900 before rebuild, using the Merced, CA price level. Below are the 19 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1984Median year homes were built
44%Homes built before 1980
47%Homes rented, not owned
$368,400Median home value
89,610Housing units
285,597People
Half the homes in Merced County were built before 1984, and 44 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 47 percent of homes in Merced County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 95312 has the oldest homes here, a median year of 1960, and ZIP 93635 the newest, 1994.
Typical Prices In Merced County
| Job | Size | National Range | Merced County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,900 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,950 to $7,350 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,900, that cap falls short by about $900 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Merced County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | No Rating |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Merced County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 93620 | Merced County | 1976 | 60% | $295,100 |
| 93635 | Merced County | 1994 | 32% | $423,900 |
| 93665 | South Dos Palos | 1972 | 75% | Not published |
| 95301 | Merced County | 1981 | 49% | $367,800 |
| 95303 | Merced County | 1972 | 55% | $602,100 |
| 95312 | Cressey | 1960 | 55% | Not published |
| 95315 | Merced County | 1992 | 31% | $338,300 |
| 95317 | Merced County | 1984 | 42% | $395,500 |
| 95322 | Merced County | 1983 | 48% | $433,400 |
| 95324 | Merced County | 1985 | 40% | $441,500 |
| 95333 | Merced County | 1981 | 48% | $309,600 |
| 95334 | Merced County | 1990 | 41% | $346,300 |
| 95340 | Merced County | 1973 | 64% | $383,200 |
| 95341 | Merced County | 1989 | 38% | $295,300 |
| 95348 | Merced County | 1987 | 32% | $352,700 |
| 95365 | Merced County | 1990 | 42% | $237,200 |
| 95369 | Merced County | 1977 | 56% | $350,600 |
| 95374 | Merced County | 1985 | 44% | $435,700 |
| 95388 | Merced County | 1981 | 49% | $307,900 |
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters