Mold Removal Cost And Risk In Napa County, CA
A typical professional mold job in Napa County runs about $1,700 to $6,750 before rebuild, using the Napa, CA price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1976Median year homes were built
58%Homes built before 1980
36%Homes rented, not owned
$838,800Median home value
55,601Housing units
136,070People
Half the homes in Napa County were built before 1976, and 58 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Napa County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 94576 has the oldest homes here, a median year of 1940, and ZIP 94503 the newest, 1996.
Typical Prices In Napa County
| Job | Size | National Range | Napa County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,700 to $6,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,250 to $8,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $250 to $700 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $350 to $1,150 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $350 to $900 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,750, that cap falls short by about $1,750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Napa County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Relatively Moderate |
| Hurricane | Not Applicable |
| Cold wave | No Rating |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Napa County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 94503 | Napa County | 1996 | 28% | $663,900 |
| 94508 | Napa County | 1966 | 77% | $774,600 |
| 94558 | Napa County | 1976 | 60% | $855,600 |
| 94559 | Napa County | 1967 | 65% | $877,100 |
| 94567 | Napa County | 1992 | 38% | $386,300 |
| 94573 | Rutherford | 1946 | 100% | Not published |
| 94574 | Napa County | 1972 | 65% | $1,876,500 |
| 94576 | Deer Park | 1940 | 100% | $1,058,600 |
| 94599 | Napa County | 1988 | 35% | $757,300 |
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters