Mold Removal Cost And Risk In Nevada County, CA

A typical professional mold job in Nevada County runs about $1,500 to $6,000 before rebuild, using the California nonmetro price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.

1983Median year homes were built

42%Homes built before 1980

26%Homes rented, not owned

$602,800Median home value

53,981Housing units

102,452People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Nevada County were built before 1983, and 42 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Nevada County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 95986 has the oldest homes here, a median year of 1938, and ZIP 96161 the newest, 1989.

Typical Prices In Nevada County

JobSizeNational RangeNevada County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,000
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,500
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 100.0 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Nevada County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveNo Rating
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Nevada County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
95945Nevada County197855%$496,600
95946Nevada County198342%$534,400
95949Nevada County198537%$551,700
95959Nevada County198148%$603,200
95975Nevada County197858%$582,100
95986Nevada County193880%Not published
96111Nevada CountyNot published38%Not published
96161Nevada County198930%$922,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

California Rules On Mold

California Mold And Insurance Rules

All California Mold And Insurance Rules lines

California Department of Insurance

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Guides

Area Map

Nevada County Area

Truckee-Grass Valley, CA