Mold Removal Cost And Risk In Sacramento County, CA

A typical professional mold job in Sacramento County runs about $1,600 to $6,400 before rebuild, using the Sacramento-Roseville-Folsom, CA price level. Below are the 55 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.

1980Median year homes were built

49%Homes built before 1980

41%Homes rented, not owned

$498,900Median home value

593,616Housing units

1,584,047People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $24.28 an hour, BLS May 2025 wage survey.

Half the homes in Sacramento County were built before 1980, and 49 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 41 percent of homes in Sacramento County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 95818 has the oldest homes here, a median year of 1940, and ZIP 95742 the newest, 2008.

Typical Prices In Sacramento County

JobSizeNational RangeSacramento County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,600 to $6,400
Mold Remediationan attic$2,000 to $7,500$2,150 to $8,000
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 106.7 divided by 100, the price level for Sacramento-Roseville-Folsom, CA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,400, that cap falls short by about $1,400 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Sacramento County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNo Rating
HurricaneNot Applicable
Cold waveNo Rating
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Sacramento County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
95608Carmichael197370%$565,600
95610Citrus Heights197860%$466,500
95615Sacramento County197271%$650,500
95621Citrus Heights197665%$401,900
95624Sacramento County199520%$603,700
95626Sacramento County198147%$467,900
95628Fair Oaks197563%$615,400
95630Folsom199613%$702,200
95632Sacramento County199328%$487,500
95638Sacramento County198246%$641,300
95639Sacramento County195576%Not published
95641Sacramento County197952%$293,300
95652McClellan Park199034%Not published
95655Mather200510%$573,800
95660North Highlands196677%$330,600
95662Orangevale197563%$500,000
95670Rancho Cordova197952%$463,100
95671FolsomNot published0%Not published
95673Rio Linda197160%$438,200
95680Sacramento CountyNot published100%Not published
95683Sacramento County199213%$666,200
95690Sacramento County194470%$710,600
95693Sacramento County198441%$875,700
95742Sacramento County20085%$616,100
95757Sacramento County20063%$648,100
95758Elk Grove19964%$558,800
95811Sacramento197162%$707,900
95814Sacramento197458%$621,400
95815Sacramento196076%$298,400
95816Sacramento194979%$789,700
95817Sacramento195574%$500,700
95818Sacramento194084%$768,700
95819Sacramento194989%$716,000
95820Sacramento195683%$394,300
95821Arden-Arcade196383%$470,900
95822Sacramento196084%$438,400
95823Sacramento198050%$372,100
95824Sacramento196471%$322,400
95825Arden-Arcade197566%$433,500
95826Sacramento197576%$441,300
95827Sacramento County197669%$419,500
95828Florin198533%$377,300
95829Vineyard20036%$589,700
95830Sacramento County198348%$925,800
95831Sacramento198148%$619,800
95832Sacramento County197063%$363,600
95833Sacramento198628%$439,700
95834Sacramento20049%$518,300
95835Sacramento20053%$588,300
95837Sacramento County197660%$1,274,000
95838Sacramento198148%$369,000
95841North Highlands197562%$414,200
95842Foothill Farms197859%$367,500
95843Antelope199313%$467,900
95864Arden-Arcade195988%$770,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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