Mold Removal Cost And Risk In San Diego County, CA
A typical professional mold job in San Diego County runs about $1,700 to $6,700 before rebuild, using the San Diego-Chula Vista-Carlsbad, CA price level. Below are the 102 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1980Median year homes were built
51%Homes built before 1980
46%Homes rented, not owned
$791,600Median home value
1,240,607Housing units
3,282,782People
Half the homes in San Diego County were built before 1980, and 51 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 46 percent of homes in San Diego County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 91934 has the oldest homes here, a median year of 1955, and ZIP 91915 the newest, 2005.
Typical Prices In San Diego County
| Job | Size | National Range | San Diego County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,700 to $6,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,250 to $8,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $350 to $1,100 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $350 to $900 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,700, that cap falls short by about $1,700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates San Diego County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very High |
| Coastal flooding | Relatively Moderate |
| Hurricane | Very Low |
| Cold wave | Very Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In San Diego County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 91901 | San Diego County | 1987 | 36% | $804,000 |
| 91902 | San Diego County | 1978 | 60% | $916,100 |
| 91905 | San Diego County | 1986 | 33% | $387,800 |
| 91906 | San Diego County | 1981 | 48% | $327,900 |
| 91910 | Chula Vista | 1974 | 61% | $676,700 |
| 91911 | Chula Vista | 1971 | 71% | $602,000 |
| 91913 | Chula Vista | 2004 | 10% | $750,000 |
| 91914 | Chula Vista | 2004 | 4% | $960,000 |
| 91915 | Chula Vista | 2005 | 2% | $719,600 |
| 91916 | San Diego County | 1975 | 58% | $615,700 |
| 91917 | San Diego County | 1976 | 54% | $756,500 |
| 91931 | San Diego County | 1990 | 31% | Not published |
| 91932 | Imperial Beach | 1972 | 66% | $811,000 |
| 91934 | San Diego County | 1955 | 64% | $353,000 |
| 91935 | San Diego County | 1983 | 41% | $845,400 |
| 91941 | Casa de Oro-Mount Helix | 1969 | 74% | $884,800 |
| 91942 | La Mesa | 1971 | 74% | $689,300 |
| 91945 | Lemon Grove | 1967 | 73% | $640,500 |
| 91948 | San Diego County | 1982 | 42% | $273,400 |
| 91950 | National City | 1968 | 71% | $580,700 |
| 91962 | San Diego County | 1976 | 60% | $496,800 |
| 91963 | San Diego County | 2001 | 7% | Not published |
| 91977 | La Presa | 1975 | 65% | $623,500 |
| 91978 | San Diego County | 1979 | 53% | $597,300 |
| 91980 | San Diego County | Not published | 100% | Not published |
| 92003 | Bonsall | 1988 | 26% | $910,600 |
| 92004 | San Diego County | 1986 | 40% | $380,900 |
| 92007 | Encinitas | 1976 | 63% | $1,808,200 |
| 92008 | Carlsbad | 1978 | 54% | $1,142,300 |
| 92009 | Carlsbad | 1991 | 27% | $1,219,600 |
| 92010 | Carlsbad | 1993 | 18% | $1,016,400 |
| 92011 | Carlsbad | 1994 | 21% | $1,188,400 |
| 92014 | San Diego | 1976 | 66% | $2,000,001 |
| 92019 | San Diego County | 1983 | 41% | $727,400 |
| 92020 | El Cajon | 1973 | 72% | $741,600 |
| 92021 | San Diego County | 1977 | 59% | $572,000 |
| 92024 | Encinitas | 1981 | 49% | $1,409,700 |
| 92025 | San Diego County | 1978 | 56% | $767,400 |
| 92026 | San Diego County | 1984 | 40% | $664,300 |
| 92027 | San Diego County | 1978 | 56% | $665,900 |
| 92028 | San Diego County | 1985 | 41% | $781,200 |
| 92029 | San Diego County | 1985 | 37% | $911,600 |
| 92036 | San Diego County | 1979 | 52% | $544,700 |
| 92037 | San Diego | 1974 | 68% | $1,857,800 |
| 92040 | San Diego County | 1978 | 56% | $648,800 |
| 92054 | Oceanside | 1976 | 59% | $851,100 |
| 92056 | Oceanside | 1986 | 30% | $696,400 |
| 92057 | Oceanside | 1988 | 27% | $691,900 |
| 92058 | San Diego County | 1993 | 31% | $609,000 |
| 92059 | San Diego County | 1992 | 40% | $506,600 |
| 92060 | San Diego County | 1977 | 61% | $625,000 |
| 92061 | San Diego County | 1981 | 48% | $785,100 |
| 92064 | Poway | 1978 | 56% | $971,600 |
| 92065 | San Diego County | 1985 | 39% | $731,500 |
| 92066 | San Diego County | 1979 | 52% | $364,000 |
| 92067 | San Diego County | 1988 | 35% | $2,000,001 |
| 92069 | San Marcos | 1987 | 38% | $714,700 |
| 92070 | San Diego County | 1981 | 49% | $482,900 |
| 92071 | Santee | 1979 | 54% | $654,800 |
| 92075 | Solana Beach | 1976 | 74% | $1,937,900 |
| 92078 | San Marcos | 1998 | 24% | $874,000 |
| 92081 | Vista | 1988 | 18% | $774,800 |
| 92082 | San Diego County | 1984 | 42% | $779,500 |
| 92083 | Vista | 1981 | 47% | $607,400 |
| 92084 | San Diego County | 1979 | 53% | $745,800 |
| 92086 | San Diego County | 1992 | 28% | $430,100 |
| 92091 | San Diego County | 1989 | 30% | $1,695,100 |
| 92101 | San Diego | 2003 | 22% | $740,500 |
| 92102 | San Diego | 1963 | 72% | $646,600 |
| 92103 | San Diego | 1973 | 61% | $986,800 |
| 92104 | San Diego | 1970 | 68% | $861,600 |
| 92105 | San Diego | 1970 | 70% | $593,800 |
| 92106 | San Diego | 1957 | 82% | $1,359,000 |
| 92107 | San Diego | 1962 | 79% | $1,218,200 |
| 92108 | San Diego | 1998 | 30% | $606,600 |
| 92109 | San Diego | 1973 | 70% | $1,136,000 |
| 92110 | San Diego | 1975 | 59% | $885,200 |
| 92111 | San Diego | 1971 | 70% | $754,300 |
| 92113 | San Diego | 1968 | 68% | $559,100 |
| 92114 | San Diego | 1971 | 68% | $604,300 |
| 92115 | San Diego | 1966 | 71% | $722,500 |
| 92116 | San Diego | 1967 | 72% | $898,500 |
| 92117 | San Diego | 1965 | 86% | $914,400 |
| 92118 | Coronado | 1974 | 68% | $1,998,900 |
| 92119 | San Diego | 1969 | 85% | $833,100 |
| 92120 | San Diego | 1972 | 70% | $870,200 |
| 92121 | San Diego | 1993 | 26% | $1,091,600 |
| 92122 | San Diego | 1986 | 36% | $1,005,000 |
| 92123 | San Diego | 1978 | 53% | $799,600 |
| 92124 | San Diego | 1981 | 48% | $868,900 |
| 92126 | San Diego | 1983 | 42% | $802,000 |
| 92127 | San Diego | 2003 | 12% | $1,165,100 |
| 92128 | San Diego | 1986 | 27% | $875,400 |
| 92129 | San Diego | 1986 | 30% | $1,018,100 |
| 92130 | San Diego | 2000 | 5% | $1,602,800 |
| 92131 | San Diego | 1992 | 19% | $1,107,900 |
| 92134 | San Diego | Not published | 100% | Not published |
| 92136 | San Diego | Not published | 0% | Not published |
| 92139 | San Diego | 1977 | 57% | $598,500 |
| 92154 | San Diego | 1982 | 47% | $606,400 |
| 92173 | San Diego | 1979 | 52% | $521,800 |
| 92672 | San Diego County | 1975 | 63% | $1,240,000 |
Cities And Towns
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters