Mold Removal Cost And Risk In Santa Barbara County, CA

A typical professional mold job in Santa Barbara County runs about $1,650 to $6,550 before rebuild, using the Santa Maria-Santa Barbara, CA price level. Below are the 24 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.

1974Median year homes were built

61%Homes built before 1980

47%Homes rented, not owned

$735,700Median home value

159,766Housing units

443,975People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $24.65 an hour, BLS May 2025 wage survey.

Half the homes in Santa Barbara County were built before 1974, and 61 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 47 percent of homes in Santa Barbara County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 93106 has the oldest homes here, a median year of 1945, and ZIP 93437 the newest, 1998.

Typical Prices In Santa Barbara County

JobSizeNational RangeSanta Barbara County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,650 to $6,550
Mold Remediationan attic$2,000 to $7,500$2,200 to $8,150
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$350 to $1,100
Mold Inspection and Testinga clearance test$300 to $800$350 to $850

Estimate is the national range times 108.8 divided by 100, the price level for Santa Maria-Santa Barbara, CA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,550, that cap falls short by about $1,550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Santa Barbara County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Low
HurricaneNo Rating
Cold waveVery Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Santa Barbara County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
93013Santa Barbara County197467%$1,074,600
93067Summerland196468%$1,597,400
93101Santa Barbara196173%$1,122,200
93103Santa Barbara196375%$1,555,600
93105Santa Barbara County196380%$1,496,500
93106University of California-Santa Barbara194573%Not published
93108Santa Barbara County197066%$2,000,001
93109Santa Barbara196581%$1,836,300
93110Eastern Goleta Valley197560%$1,101,100
93111Eastern Goleta Valley196974%$1,171,400
93117Santa Barbara County197464%$1,021,700
93254Santa Barbara County195774%$216,400
93427Santa Barbara County199132%$762,500
93429Santa Barbara County198145%Not published
93434Santa Barbara County198537%$454,200
93436Santa Barbara County197460%$460,100
93437Santa Barbara County199819%Not published
93440Santa Barbara County199323%$672,100
93441Santa Barbara County197569%$1,343,800
93454Santa Barbara County197461%$477,600
93455Santa Barbara County198340%$572,700
93458Santa Barbara County198248%$460,300
93460Santa Barbara County197952%$1,187,700
93463Santa Barbara County198244%$1,044,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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