Mold Removal Cost And Risk In ZIP 95112, San Jose CA

A typical professional mold job in ZIP 95112, San Jose runs about $1,650 to $6,650 before rebuild. Half the homes here were built before 1969, older than the Santa Clara County median of 1975.

1969Median year homes were built

59%Homes built before 1980

72%Homes rented, not owned

$956,300Median home value

$2,095Median gross rent

22,969Housing units

Neighborhood figures for ZIP Code Tabulation Area 95112 from Census ACS 2019 to 2023. Remediation pay in this metro is $29.03 an hour, BLS May 2025 wage survey.

59 percent of homes in 95112 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 72 percent against 45 percent across Santa Clara County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $6,650, is about 0.7 percent of the median home value of $956,300.

Typical Prices In 95112

JobSizeNational Range95112 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,650 to $6,650
Mold Remediationan attic$2,000 to $7,500$2,200 to $8,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$350 to $1,100
Mold Inspection and Testinga clearance test$300 to $800$350 to $900

Estimate is the national range times 110.4 divided by 100, the price level for San Jose-Sunnyvale-Santa Clara, CA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,650, that cap falls short by about $1,650 at the top of that range. Read the form

Water Hazards FEMA Rates For Santa Clara County

FEMA rates Santa Clara County high for inland flooding, coastal flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingVery High
Coastal floodingRelatively High
HurricaneNot Applicable
Cold waveNo Rating
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

California Rules On Mold

Nearby ZIP Codes In Santa Clara County

Part of San Jose, Santa Clara County, California.

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95112, CA Area

San Jose, Santa Clara County