Mold Removal Cost And Risk In Ventura County, CA
A typical professional mold job in Ventura County runs about $1,650 to $6,650 before rebuild, using the Oxnard-Thousand Oaks-Ventura, CA price level. Below are the 26 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and California rules.
1977Median year homes were built
56%Homes built before 1980
36%Homes rented, not owned
$768,400Median home value
294,651Housing units
838,259People
Half the homes in Ventura County were built before 1977, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Ventura County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 93022 has the oldest homes here, a median year of 1965, and ZIP 93040 the newest, 1993.
Typical Prices In Ventura County
| Job | Size | National Range | Ventura County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,650 to $6,650 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,200 to $8,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $350 to $1,100 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $350 to $900 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,650, that cap falls short by about $1,650 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Ventura County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very High |
| Coastal flooding | Relatively Moderate |
| Hurricane | No Rating |
| Cold wave | Very Low |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Ventura County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 91320 | Thousand Oaks | 1980 | 51% | $917,700 |
| 91360 | Thousand Oaks | 1972 | 74% | $887,000 |
| 91361 | Ventura County | 1976 | 67% | $1,328,900 |
| 91362 | Thousand Oaks | 1983 | 42% | $1,078,100 |
| 91377 | Oak Park | 1986 | 28% | $1,017,100 |
| 93001 | Ventura County | 1966 | 70% | $760,700 |
| 93003 | San Buenaventura (Ventura) | 1972 | 68% | $781,600 |
| 93004 | San Buenaventura (Ventura) | 1979 | 52% | $750,700 |
| 93010 | Ventura County | 1975 | 64% | $809,900 |
| 93012 | Ventura County | 1987 | 28% | $794,400 |
| 93015 | Ventura County | 1976 | 57% | $590,300 |
| 93021 | Ventura County | 1987 | 21% | $862,600 |
| 93022 | Oak View | 1965 | 80% | $704,500 |
| 93023 | Ventura County | 1971 | 72% | $888,700 |
| 93030 | Oxnard | 1975 | 58% | $639,800 |
| 93033 | Ventura County | 1968 | 79% | $549,400 |
| 93035 | Oxnard | 1979 | 54% | $747,300 |
| 93036 | Ventura County | 1986 | 44% | $648,800 |
| 93040 | Ventura County | 1993 | 40% | $580,800 |
| 93041 | Port Hueneme | 1974 | 67% | $555,600 |
| 93060 | Ventura County | 1969 | 73% | $582,900 |
| 93063 | Ventura County | 1978 | 56% | $746,000 |
| 93065 | Simi Valley | 1982 | 46% | $759,700 |
| 93066 | Ventura County | 1978 | 54% | $1,366,100 |
| 93225 | Ventura County | 1982 | 42% | $334,100 |
| 93252 | Ventura County | 1969 | 68% | $165,400 |
Cities And Towns
California Rules On Mold
California Mold And Insurance Rules
- Mold from a covered peril may be covered by your home policy. CDI Residential Property Claims Guide
- Mold is one of the perils home policies usually leave out. CDI Residential Insurance Guide
- Report water damage to your agent or insurer right away. CDI Residential Property Claims Guide
- If you think mold grew after a leak, call your claims adjuster right away. CDI Residential Property Claims Guide
All California Mold And Insurance Rules lines
California Department of Insurance
- California says mold damage caused by a covered peril may be covered by your home policy. Residential Property Claims Guide
- Report any water damage claim to your agent or insurer right away. Residential Property Claims Guide
- Drying wet areas and running a dehumidifier lowers the chance that mold follows water damage. Residential Property Claims Guide
- Mold is one of the perils usually excluded from California home policies. Residential Insurance Homeowners and Renters