Mold Removal Cost And Risk In Larimer County, CO
A typical professional mold job in Larimer County runs about $1,500 to $6,050 before rebuild, using the Fort Collins-Loveland, CO price level. Below are the 18 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Colorado rules.
1993Median year homes were built
33%Homes built before 1980
36%Homes rented, not owned
$532,200Median home value
161,882Housing units
363,561People
Half the homes in Larimer County were built before 1993, and 33 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Larimer County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 80532 has the oldest homes here, a median year of 1956, and ZIP 80547 the newest, 2015.
Typical Prices In Larimer County
| Job | Size | National Range | Larimer County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $6,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,600 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,050, that cap falls short by about $1,050 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Larimer County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Very High |
ZIP Code Neighborhoods In Larimer County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 80512 | Larimer County | 1978 | 54% | $618,300 |
| 80513 | Larimer County | 1999 | 23% | $558,100 |
| 80515 | Larimer County | 1986 | 41% | $539,800 |
| 80517 | Larimer County | 1988 | 41% | $670,200 |
| 80521 | Larimer County | 1978 | 53% | $541,300 |
| 80524 | Larimer County | 1991 | 40% | $527,700 |
| 80525 | Fort Collins | 1992 | 28% | $563,100 |
| 80526 | Larimer County | 1988 | 30% | $520,500 |
| 80528 | Larimer County | 2005 | 7% | $654,200 |
| 80532 | Larimer County | 1956 | 100% | $313,000 |
| 80535 | Larimer County | 1978 | 58% | $391,500 |
| 80536 | Larimer County | 1996 | 24% | $580,600 |
| 80537 | Larimer County | 1991 | 42% | $460,100 |
| 80538 | Larimer County | 1992 | 33% | $472,200 |
| 80545 | Larimer County | 1979 | 53% | $399,100 |
| 80547 | Timnath | 2015 | 5% | $719,400 |
| 80549 | Larimer County | 2008 | 11% | $452,800 |
| 82063 | Larimer County | 1990 | 50% | $295,000 |
Cities And Towns
Colorado Rules On Mold
Colorado Mold And Insurance Rules
- The state sample summary of a home policy lists mold or fungi as a reason a loss may not be covered. Colorado Homeowners Summary Of Coverage Form
- The state health department does not regulate mold. Tenant mold problems fall under the state warranty of habitability laws. CDPHE Contact Us
- Under a 2024 law a landlord must take first steps against mold within 72 hours of notice, such as stopping water and running a HEPA air filter. Colorado Senate Bill 24-094