Mold Removal Cost And Risk In ZIP 80521 CO

A typical professional mold job in ZIP 80521 runs about $1,500 to $6,050 before rebuild. Half the homes here were built before 1978, older than the Larimer County median of 1993.

1978Median year homes were built

53%Homes built before 1980

63%Homes rented, not owned

$541,300Median home value

$1,412Median gross rent

15,121Housing units

Neighborhood figures for ZIP Code Tabulation Area 80521 from Census ACS 2019 to 2023. Remediation pay in this metro is $27.00 an hour, BLS May 2025 wage survey.

53 percent of homes in 80521 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 63 percent against 36 percent across Larimer County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $6,050, is about 1.1 percent of the median home value of $541,300.

Typical Prices In 80521

JobSizeNational Range80521 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,050
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,600
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 101.1 divided by 100, the price level for Fort Collins-Loveland, CO, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,050, that cap falls short by about $1,050 at the top of that range. Read the form

Water Hazards FEMA Rates For Larimer County

FEMA rates Larimer County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

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80521, CO Area

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