Mold, Insurance And Removal Costs In District of Columbia
District of Columbia has 1 counties and 25 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,650 to $6,600 before rebuild.
1957Median year homes were built
70%Homes built before 1980
59%Homes rented, not owned
$724,600Median home value
356,101Housing units
672,079People
Half the homes in District of Columbia were built before 1957, and 70 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are District of Columbia (1957).
FEMA rates inland flooding high in 1 of 1 District of Columbia counties. Source FEMA National Risk Index, December 2025.
District of Columbia Rules On Mold
Who May Do Mold Work
The District licenses mold assessors and mold remediators through the Department of Energy and Environment. Anyone paid to assess or remediate indoor mold in a home must hold a DOEE license. When a landlord finds 10 square feet or more of mold in a rental, a licensed professional must assess and remediate it. An owner who lives in the home may do the work alone.
DC rules bar a licensed assessor or remediator from working on any property where they or their company has a financial interest, and they must tell you about any conflict of interest. To check a license, ask for the name and license number and compare it with the list of licensed mold professionals that DOEE publishes.
District Of Columbia Mold And Insurance Rules
- Most home policies give little or no mold coverage, so DC suggests you look at a mold endorsement. DISB Consumer Guide To Home Insurance
- Whether mold is covered depends on what caused it and your policy. DISB Hidden Benefits Of Your Homeowners Policy
- Licensing is required in DC. No one can test for or remove mold for hire without a DOEE license. DOEE Mold Information For Home Owners
- When a tenant reports mold, the owner must inspect within 7 days and fix it within 30 days of the inspection. DOEE Mold Information For Tenants
- Landlords must tell tenants about known mold in the unit or common areas from the past 3 years unless a licensed pro removed it. DC Code 42-3502.22
Every District of Columbia County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| District of Columbia | 25 | 1957 | $6,550 | Relatively High |