Mold Removal Cost And Risk In Hillsborough County, FL

A typical professional mold job in Hillsborough County runs about $1,500 to $6,050 before rebuild, using the Tampa-St. Petersburg-Clearwater, FL price level. Below are the 54 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Florida rules.

1990Median year homes were built

31%Homes built before 1980

39%Homes rented, not owned

$333,300Median home value

618,220Housing units

1,489,634People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $18.48 an hour, BLS May 2025 wage survey.

Half the homes in Hillsborough County were built before 1990, and 31 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 39 percent of homes in Hillsborough County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 33603 has the oldest homes here, a median year of 1957, and ZIP 33598 the newest, 2013.

Typical Prices In Hillsborough County

JobSizeNational RangeHillsborough County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,050
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,550
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 100.9 divided by 100, the price level for Tampa-St. Petersburg-Clearwater, FL, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,050, that cap falls short by about $1,050 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Hillsborough County high for inland flooding, coastal flooding, hurricane, cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively High
HurricaneVery High
Cold waveVery High
Winter weatherNo Rating

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Hillsborough County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
33503Balm200121%$462,500
33510Brandon198538%$274,600
33511Brandon199024%$324,900
33527Hillsborough County199031%$347,300
33530Hillsborough CountyNot published100%Not published
33534Gibsonton200317%$274,000
33547Hillsborough County20079%$477,300
33548Lutz199029%$523,000
33549Lutz198931%$339,400
33556Keystone200312%$589,700
33558Cheval199913%$479,300
33559Lutz199415%$343,700
33563Plant City197951%$197,500
33565Hillsborough County198825%$237,600
33566Hillsborough County199220%$290,600
33567Hillsborough County199626%$288,700
33569Riverview200210%$330,700
33570Hillsborough County200422%$255,400
33572Apollo Beach200614%$430,900
33573Sun City Center199527%$270,600
33578Riverview20058%$298,000
33579Riverview20113%$374,600
33584Thonotosassa198538%$280,700
33592Hillsborough County198933%$247,900
33594Valrico199417%$300,300
33596Valrico19939%$396,100
33598Hillsborough County20138%$352,800
33602Tampa200520%$560,400
33603Tampa195778%$344,100
33604Tampa196569%$264,900
33605Tampa196658%$235,100
33606Tampa198942%$796,000
33607Tampa198545%$316,100
33609Tampa198346%$526,000
33610East Lake-Orient Park198050%$210,600
33611Tampa198442%$449,200
33612Tampa197559%$249,600
33613Lake Magdalene198437%$219,700
33614Egypt Lake-Leto198050%$295,700
33615Town 'n' Country198244%$291,500
33616Tampa200129%$369,900
33617Temple Terrace197952%$267,200
33618Carrollwood198244%$379,200
33619Palm River-Clair Mel199240%$220,300
33620TampaNot published0%Not published
33621Tampa200113%Not published
33624Carrollwood198521%$353,300
33625Citrus Park199110%$341,600
33626Westchase20022%$506,600
33629Tampa197159%$764,100
33634Town 'n' Country197954%$310,900
33635Town 'n' Country19966%$309,800
33637Temple Terrace198729%$213,800
33647Tampa20022%$437,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Florida Rules On Mold

Who May Do Mold Work

Florida licenses both mold assessors and mold remediators through the Department of Business and Professional Regulation. The license covers mold work on areas larger than 10 square feet.

State law keeps the two jobs apart. A mold assessor may not remediate a building that the assessor or the assessor’s company assessed in the last 12 months, and a remediator may not assess a building it remediated in that time. To check a license, search the DBPR license lookup by name or license number before you sign anything.

Florida Department of Business and Professional Regulation

Florida Mold And Insurance Rules

All Florida Mold And Insurance Rules lines

Florida Department of Financial Services

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Hillsborough County Area

Tampa-St. Petersburg-Clearwater, FL

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