Mold Removal Cost And Risk In Miami-Dade County, FL

A typical professional mold job in Miami-Dade County runs about $1,700 to $6,850 before rebuild, using the Miami-Fort Lauderdale-West Palm Beach, FL price level. Below are the 78 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Florida rules.

1980Median year homes were built

51%Homes built before 1980

48%Homes rented, not owned

$425,400Median home value

1,085,414Housing units

2,685,296People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.00 an hour, BLS May 2025 wage survey.

Half the homes in Miami-Dade County were built before 1980, and 51 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 48 percent of homes in Miami-Dade County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 33145 has the oldest homes here, a median year of 1956, and ZIP 33122 the newest, 2014.

Typical Prices In Miami-Dade County

JobSizeNational RangeMiami-Dade County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,700 to $6,850
Mold Remediationan attic$2,000 to $7,500$2,300 to $8,550
Mold Inspection and Testinga visual inspection$200 to $600$250 to $700
Mold Inspection and Testingan inspection with samples$300 to $1,000$350 to $1,150
Mold Inspection and Testinga clearance test$300 to $800$350 to $900

Estimate is the national range times 114.2 divided by 100, the price level for Miami-Fort Lauderdale-West Palm Beach, FL, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,850, that cap falls short by about $1,850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Miami-Dade County high for inland flooding, coastal flooding, hurricane, cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingVery High
Coastal floodingVery High
HurricaneVery High
Cold waveVery High
Winter weatherNo Rating

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Miami-Dade County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
33010Hialeah196676%$346,500
33012Hialeah197177%$355,600
33013Hialeah196184%$407,400
33014Miami Lakes197665%$398,400
33015Country Club198822%$384,000
33016Hialeah198816%$295,800
33018Miami-Dade County19975%$436,300
33030Miami-Dade County197854%$382,200
33031Miami-Dade County198533%$467,100
33032Miami-Dade County200613%$374,700
33033Miami-Dade County200126%$364,700
33034Miami-Dade County199524%$310,700
33035Miami-Dade County200215%$310,500
33054Opa-locka196278%$291,700
33055Miami Gardens197372%$341,800
33056Miami Gardens197266%$332,400
33109Fisher Island19889%$2,000,001
33122Miami-Dade County20142%$1,284,700
33125Miami196867%$377,600
33126Miami197757%$299,800
33127Miami196070%$398,800
33128Miami197754%Not published
33129Miami197756%$573,900
33130Miami200235%$479,800
33131Miami200510%$621,700
33132Miami20075%$545,100
33133Miami197556%$906,800
33134Coral Gables196071%$660,200
33135Miami195977%$396,700
33136Miami198446%$352,700
33137Miami200629%$532,900
33138Miami196864%$686,300
33139Miami Beach196967%$480,500
33140Miami Beach196870%$863,600
33141Miami Beach197065%$434,500
33142Miami-Dade County196669%$298,000
33143Glenvar Heights197560%$768,900
33144Miami196278%$440,600
33145Miami195675%$560,300
33146Coral Gables197950%$1,141,800
33147West Little River196172%$301,300
33149Miami-Dade County197857%$1,231,500
33150Miami195972%$377,700
33154Surfside197261%$741,400
33155Coral Terrace195980%$505,000
33156Pinecrest197462%$1,063,100
33157Palmetto Bay197562%$478,300
33158Palmetto Bay197068%$935,800
33160North Miami198051%$360,200
33161North Miami196483%$376,500
33162North Miami Beach196185%$345,000
33165Westchester196681%$476,100
33166Miami Springs197163%$489,200
33167Westview195976%$341,300
33168North Miami195691%$329,000
33169Miami Gardens197069%$352,800
33170Miami-Dade County199436%$426,200
33172Doral198340%$260,200
33173Sunset197662%$460,500
33174Westchester197760%$379,000
33175Tamiami198242%$456,600
33176Kendall197763%$568,400
33177Miami-Dade County199227%$399,000
33178Miami-Dade County20054%$499,300
33179Ives Estates197759%$281,400
33180Aventura199023%$471,400
33181North Miami197373%$315,200
33182Tamiami19953%$473,200
33183Kendale Lakes198243%$372,000
33184Tamiami198530%$418,200
33185Miami-Dade County20013%$496,700
33186The Crossings198726%$422,300
33187Miami-Dade County199510%$501,800
33189Cutler Bay198345%$409,500
33190Cutler Bay20038%$371,200
33193Miami-Dade County199018%$422,600
33194Miami-Dade County20041%$468,200
33196Miami-Dade County19956%$457,300

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Florida Rules On Mold

Who May Do Mold Work

Florida licenses both mold assessors and mold remediators through the Department of Business and Professional Regulation. The license covers mold work on areas larger than 10 square feet.

State law keeps the two jobs apart. A mold assessor may not remediate a building that the assessor or the assessor’s company assessed in the last 12 months, and a remediator may not assess a building it remediated in that time. To check a license, search the DBPR license lookup by name or license number before you sign anything.

Florida Department of Business and Professional Regulation

Florida Mold And Insurance Rules

All Florida Mold And Insurance Rules lines

Florida Department of Financial Services

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Miami-Dade County Area

Miami-Fort Lauderdale-West Palm Beach, FL

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