Mold Removal Cost And Risk In Pinellas County, FL

A typical professional mold job in Pinellas County runs about $1,500 to $6,050 before rebuild, using the Tampa-St. Petersburg-Clearwater, FL price level. Below are the 47 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Florida rules.

1976Median year homes were built

59%Homes built before 1980

31%Homes rented, not owned

$319,000Median home value

518,180Housing units

960,565People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $18.48 an hour, BLS May 2025 wage survey.

Half the homes in Pinellas County were built before 1976, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in Pinellas County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 33704 has the oldest homes here, a median year of 1955, and ZIP 34685 the newest, 1992.

Typical Prices In Pinellas County

JobSizeNational RangePinellas County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,050
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,550
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 100.9 divided by 100, the price level for Tampa-St. Petersburg-Clearwater, FL, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,050, that cap falls short by about $1,050 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Pinellas County high for inland flooding, coastal flooding, hurricane, cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingVery High
HurricaneVery High
Cold waveVery High
Winter weatherNo Rating

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Pinellas County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
33701St. Petersburg197259%$590,900
33702St. Petersburg197468%$293,700
33703St. Petersburg196976%$395,200
33704St. Petersburg195579%$657,400
33705St. Petersburg196577%$321,500
33706St. Pete Beach197273%$616,800
33707Gulfport197173%$344,600
33708Madeira Beach197565%$463,700
33709West Lealman197179%$190,300
33710St. Petersburg196088%$312,500
33711St. Petersburg197173%$253,100
33712St. Petersburg196976%$300,600
33713St. Petersburg195784%$279,000
33714Lealman196773%$177,500
33715Pinellas County198529%$539,700
33716St. Petersburg199125%$163,500
33755Clearwater196674%$300,200
33756Clearwater197266%$335,800
33759Clearwater198147%$295,000
33760Largo198440%$245,800
33761Clearwater198243%$271,100
33762Feather Sound198429%$332,000
33763Clearwater197860%$215,900
33764Clearwater197468%$302,500
33765Clearwater197756%$290,700
33767Clearwater198246%$704,800
33770Largo197374%$245,200
33771Largo197856%$145,600
33772Pinellas County197372%$327,000
33773Pinellas County198050%$280,600
33774Largo197667%$315,200
33776Pinellas County197857%$436,700
33777Bardmoor197762%$298,500
33778Pinellas County197856%$267,800
33781Pinellas Park197760%$251,200
33782Pinellas Park197760%$253,700
33785Indian Rocks Beach198050%$689,500
33786Belleair Beach197662%$1,022,700
34677Oldsmar198722%$352,200
34681Palm Harbor198930%$680,500
34683Palm Harbor198530%$424,200
34684Palm Harbor198522%$293,800
34685East Lake199210%$479,400
34688East Lake199110%$477,100
34689Tarpon Springs198439%$311,500
34695Safety Harbor198431%$418,200
34698Dunedin197663%$335,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Florida Rules On Mold

Who May Do Mold Work

Florida licenses both mold assessors and mold remediators through the Department of Business and Professional Regulation. The license covers mold work on areas larger than 10 square feet.

State law keeps the two jobs apart. A mold assessor may not remediate a building that the assessor or the assessor’s company assessed in the last 12 months, and a remediator may not assess a building it remediated in that time. To check a license, search the DBPR license lookup by name or license number before you sign anything.

Florida Department of Business and Professional Regulation

Florida Mold And Insurance Rules

All Florida Mold And Insurance Rules lines

Florida Department of Financial Services

All Florida Department of Financial Services lines

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Guides

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Pinellas County Area

Tampa-St. Petersburg-Clearwater, FL

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