Mold Removal Cost And Risk In Hawaii County, HI

A typical professional mold job in Hawaii County runs about $1,600 to $6,400 before rebuild, using the Hawaii nonmetro price level. Below are the 28 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Hawaii rules.

1988Median year homes were built

36%Homes built before 1980

27%Homes rented, not owned

$486,400Median home value

89,786Housing units

203,684People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Hawaii County were built before 1988, and 36 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in Hawaii County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 96773 has the oldest homes here, a median year of 1950, and ZIP 96737 the newest, 2000.

Typical Prices In Hawaii County

JobSizeNational RangeHawaii County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,600 to $6,400
Mold Remediationan attic$2,000 to $7,500$2,150 to $8,000
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 106.4 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,400, that cap falls short by about $1,400 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Hawaii County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Low
HurricaneRelatively Low
Cold waveVery Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Hawaii County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
96704Hawaii County198634%$586,200
96710Hawaii County199344%$721,400
96719Hawi198246%$632,900
96720Hawaii County197756%$458,100
96725Hawaii County198344%$840,400
96726Hawaii CountyNot published100%Not published
96727Hawaii County196863%$559,900
96728Hawaii County195961%$433,800
96737Hawaiian Ocean View20006%$232,000
96738Hawaii County199513%$686,700
96740Hawaii County198834%$730,600
96743Hawaii County199620%$724,700
96749Hawaii County199522%$396,400
96750Kealakekua198049%$613,800
96755Hawaii County198442%$693,200
96760Hawaiian Acres200020%$371,500
96764Laupahoehoe196075%$598,800
96771Mountain View199620%$291,400
96772Hawaii County199129%$396,300
96773Hawaii County195069%$824,200
96774Hawaii County197165%$295,300
96776Hawaii County196763%$409,500
96777Hawaii County197664%$227,200
96778Hawaii County199231%$241,200
96780Laupahoehoe197953%$539,800
96781Hawaii County197754%$787,700
96783Hawaii County197860%$485,400
96785Hawaii County199611%$330,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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