Mold Removal Cost And Risk In ZIP 96774 HI

A typical professional mold job in ZIP 96774 runs about $1,600 to $6,400 before rebuild. Half the homes here were built before 1971, older than the Hawaii County median of 1988.

1971Median year homes were built

65%Homes built before 1980

19%Homes rented, not owned

$295,300Median home value

Not publishedMedian gross rent

153Housing units

Neighborhood figures for ZIP Code Tabulation Area 96774 from Census ACS 2019 to 2023.

65 percent of homes in 96774 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 19 percent of homes here are rented, against 27 percent across Hawaii County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $6,400, is about 2.2 percent of the median home value of $295,300.

Typical Prices In 96774

JobSizeNational Range96774 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,600 to $6,400
Mold Remediationan attic$2,000 to $7,500$2,150 to $8,000
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 106.4 divided by 100, the price level for the nonmetro part of Hawaii, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,400, that cap falls short by about $1,400 at the top of that range. Read the form

Water Hazards FEMA Rates For Hawaii County

FEMA rates Hawaii County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Low
HurricaneRelatively Low
Cold waveVery Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

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