Mold Removal Cost And Risk In Adams County, IN

A typical professional mold job in Adams County runs about $1,350 to $5,300 before rebuild, using the Indiana nonmetro price level. Below are the 4 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1970Median year homes were built

63%Homes built before 1980

18%Homes rented, not owned

$173,100Median home value

13,250Housing units

35,995People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Adams County were built before 1970, and 63 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 18 percent of homes in Adams County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 46740 has the oldest homes here, a median year of 1966, and ZIP 46711 the newest, 1974.

Typical Prices In Adams County

JobSizeNational RangeAdams County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Adams County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Adams County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
46711Adams County197458%$180,200
46733Adams County196963%$162,500
46740Adams County196665%$178,900
46772Adams County196767%$200,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Indiana Rules On Mold

Indiana Mold And Insurance Rules

All Indiana Mold And Insurance Rules lines

All Indiana counties

Guides

Area Map

Adams County Area

Decatur, IN