Mold Removal Cost And Risk In Allen County, IN
A typical professional mold job in Allen County runs about $1,400 to $5,550 before rebuild, using the Fort Wayne, IN price level. Below are the 26 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.
1976Median year homes were built
56%Homes built before 1980
31%Homes rented, not owned
$194,300Median home value
164,456Housing units
388,791People
Half the homes in Allen County were built before 1976, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in Allen County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 46704 has the oldest homes here, a median year of 1938, and ZIP 46748 the newest, 2004.
Typical Prices In Allen County
| Job | Size | National Range | Allen County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,950 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Allen County high for inland flooding, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Allen County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 46704 | Allen County | 1938 | 100% | $77,100 |
| 46741 | Allen County | 1985 | 44% | $303,000 |
| 46743 | Allen County | 1979 | 50% | $186,600 |
| 46745 | Allen County | 1974 | 58% | $233,900 |
| 46748 | Allen County | 2004 | 32% | $257,700 |
| 46765 | Allen County | 1982 | 50% | $281,900 |
| 46773 | Allen County | 1968 | 65% | $167,000 |
| 46774 | Allen County | 1973 | 59% | $169,200 |
| 46797 | Allen County | 1987 | 39% | $222,700 |
| 46798 | Allen County | 1947 | 76% | $182,600 |
| 46802 | Fort Wayne | 1951 | 86% | $131,600 |
| 46803 | Fort Wayne | 1960 | 82% | $78,800 |
| 46804 | Fort Wayne | 1985 | 40% | $241,000 |
| 46805 | Fort Wayne | 1953 | 90% | $131,300 |
| 46806 | Fort Wayne | 1957 | 86% | $78,000 |
| 46807 | Fort Wayne | 1944 | 88% | $133,500 |
| 46808 | Fort Wayne | 1954 | 74% | $127,800 |
| 46809 | Allen County | 1961 | 84% | $122,800 |
| 46814 | Allen County | 2002 | 10% | $383,000 |
| 46815 | Fort Wayne | 1974 | 67% | $186,500 |
| 46816 | Allen County | 1974 | 68% | $129,100 |
| 46818 | Allen County | 1997 | 27% | $221,000 |
| 46819 | Allen County | 1971 | 69% | $157,100 |
| 46825 | Fort Wayne | 1989 | 34% | $202,200 |
| 46835 | Fort Wayne | 1982 | 47% | $194,200 |
| 46845 | Allen County | 2002 | 18% | $314,000 |
Cities And Towns
Indiana Rules On Mold
Indiana Mold And Insurance Rules
- Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup. IDOI Flood Insurance Consumer Alert
- Remove wet items right away. Mold can grow in 24 to 48 hours. IDOI Flood Insurance Consumer Alert
- Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold. Indiana Department Of Health Indoor Air Laws
- The state health department notes more insurers now exclude mold from policies. Indiana Department Of Health Indoor Air Laws