Mold Removal Cost And Risk In Clay County, IN

A typical professional mold job in Clay County runs about $1,300 to $5,250 before rebuild, using the Terre Haute, IN price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1972Median year homes were built

60%Homes built before 1980

22%Homes rented, not owned

$128,900Median home value

11,648Housing units

26,431People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Clay County were built before 1972, and 60 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Clay County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47858 has the oldest homes here, a median year of 1938, and ZIP 47833 the newest, 1993.

Typical Prices In Clay County

JobSizeNational RangeClay County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,250
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,600
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 87.8 divided by 100, the price level for Terre Haute, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Clay County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Clay County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47833Clay County199337%$180,200
47834Clay County197162%$135,900
47840Clay County198050%$150,700
47841Clay County196166%$102,900
47845Coalmont195754%Not published
47846Clay County197461%$130,100
47853Harmony197455%$134,700
47857Knightsville197654%$98,400
47858Clay County193886%$132,800
47881Staunton197360%$90,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Indiana Rules On Mold

Indiana Mold And Insurance Rules

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Area Map

Clay County Area

Terre Haute, IN