Mold Removal Cost And Risk In Clay County, IN
A typical professional mold job in Clay County runs about $1,300 to $5,250 before rebuild, using the Terre Haute, IN price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.
1972Median year homes were built
60%Homes built before 1980
22%Homes rented, not owned
$128,900Median home value
11,648Housing units
26,431People
Half the homes in Clay County were built before 1972, and 60 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Clay County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 47858 has the oldest homes here, a median year of 1938, and ZIP 47833 the newest, 1993.
Typical Prices In Clay County
| Job | Size | National Range | Clay County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,250 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,600 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Clay County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Clay County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 47833 | Clay County | 1993 | 37% | $180,200 |
| 47834 | Clay County | 1971 | 62% | $135,900 |
| 47840 | Clay County | 1980 | 50% | $150,700 |
| 47841 | Clay County | 1961 | 66% | $102,900 |
| 47845 | Coalmont | 1957 | 54% | Not published |
| 47846 | Clay County | 1974 | 61% | $130,100 |
| 47853 | Harmony | 1974 | 55% | $134,700 |
| 47857 | Knightsville | 1976 | 54% | $98,400 |
| 47858 | Clay County | 1938 | 86% | $132,800 |
| 47881 | Staunton | 1973 | 60% | $90,900 |
Indiana Rules On Mold
Indiana Mold And Insurance Rules
- Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup. IDOI Flood Insurance Consumer Alert
- Remove wet items right away. Mold can grow in 24 to 48 hours. IDOI Flood Insurance Consumer Alert
- Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold. Indiana Department Of Health Indoor Air Laws
- The state health department notes more insurers now exclude mold from policies. Indiana Department Of Health Indoor Air Laws