Mold Removal Cost And Risk In Elkhart County, IN
A typical professional mold job in Elkhart County runs about $1,350 to $5,400 before rebuild, using the Elkhart-Goshen, IN price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.
1977Median year homes were built
54%Homes built before 1980
29%Homes rented, not owned
$194,400Median home value
80,102Housing units
206,868People
Half the homes in Elkhart County were built before 1977, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Elkhart County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 46516 has the oldest homes here, a median year of 1963, and ZIP 46543 the newest, 1994.
Typical Prices In Elkhart County
| Job | Size | National Range | Elkhart County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,400 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,750 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,400, that cap falls short by about $400 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Elkhart County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Elkhart County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 46507 | Elkhart County | 1985 | 40% | $231,300 |
| 46514 | Elkhart County | 1977 | 55% | $170,900 |
| 46516 | Elkhart | 1963 | 70% | $150,400 |
| 46517 | Elkhart County | 1974 | 64% | $168,500 |
| 46526 | Elkhart County | 1982 | 48% | $192,900 |
| 46528 | Elkhart County | 1983 | 47% | $237,600 |
| 46540 | Elkhart County | 1988 | 40% | $297,800 |
| 46543 | Elkhart County | 1994 | 33% | $284,400 |
| 46550 | Elkhart County | 1983 | 47% | $232,300 |
| 46553 | Elkhart County | 1980 | 50% | $245,800 |
| 46573 | Elkhart County | 1965 | 63% | $219,800 |
Cities And Towns
Indiana Rules On Mold
Indiana Mold And Insurance Rules
- Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup. IDOI Flood Insurance Consumer Alert
- Remove wet items right away. Mold can grow in 24 to 48 hours. IDOI Flood Insurance Consumer Alert
- Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold. Indiana Department Of Health Indoor Air Laws
- The state health department notes more insurers now exclude mold from policies. Indiana Department Of Health Indoor Air Laws