Mold Removal Cost And Risk In Floyd County, IN

A typical professional mold job in Floyd County runs about $1,400 to $5,600 before rebuild, using the Louisville/Jefferson County, KY-IN price level. Below are the 4 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1978Median year homes were built

53%Homes built before 1980

27%Homes rented, not owned

$235,100Median home value

34,603Housing units

80,512People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $23.10 an hour, BLS May 2025 wage survey.

Half the homes in Floyd County were built before 1978, and 53 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in Floyd County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47150 has the oldest homes here, a median year of 1968, and ZIP 47122 the newest, 1993.

Typical Prices In Floyd County

JobSizeNational RangeFloyd County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,600
Mold Remediationan attic$2,000 to $7,500$1,850 to $7,000
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 93.1 divided by 100, the price level for Louisville/Jefferson County, KY-IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Floyd County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Floyd County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47119Floyd County199040%$321,500
47122Floyd County199328%$268,200
47124Floyd County199330%$287,300
47150Floyd County196863%$191,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Indiana Rules On Mold

Indiana Mold And Insurance Rules

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Area Map

Floyd County Area

Louisville/Jefferson County, KY-IN