Mold Removal Cost And Risk In Hamilton County, IN
A typical professional mold job in Hamilton County runs about $1,450 to $5,750 before rebuild, using the Indianapolis-Carmel-Greenwood, IN price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.
2000Median year homes were built
19%Homes built before 1980
24%Homes rented, not owned
$379,100Median home value
140,389Housing units
357,176People
Half the homes in Hamilton County were built before 2000, and 19 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Hamilton County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 46031 has the oldest homes here, a median year of 1950, and ZIP 46074 the newest, 2009.
Typical Prices In Hamilton County
| Job | Size | National Range | Hamilton County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,200 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Hamilton County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Hamilton County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 46030 | Hamilton County | 1977 | 54% | $226,000 |
| 46031 | Hamilton County | 1950 | 67% | $177,500 |
| 46032 | Carmel | 1998 | 18% | $464,200 |
| 46033 | Carmel | 1993 | 25% | $458,600 |
| 46034 | Hamilton County | 1983 | 45% | $292,900 |
| 46037 | Fishers | 2004 | 5% | $403,000 |
| 46038 | Fishers | 1997 | 8% | $301,600 |
| 46060 | Hamilton County | 2001 | 31% | $292,400 |
| 46062 | Hamilton County | 2001 | 14% | $351,000 |
| 46069 | Hamilton County | 1971 | 60% | $243,400 |
| 46074 | Westfield | 2009 | 9% | $400,000 |
| 46280 | Carmel | 1983 | 48% | $291,100 |
| 46290 | Carmel | 1996 | 0% | $637,500 |
Cities And Towns
Indiana Rules On Mold
Indiana Mold And Insurance Rules
- Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup. IDOI Flood Insurance Consumer Alert
- Remove wet items right away. Mold can grow in 24 to 48 hours. IDOI Flood Insurance Consumer Alert
- Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold. Indiana Department Of Health Indoor Air Laws
- The state health department notes more insurers now exclude mold from policies. Indiana Department Of Health Indoor Air Laws