Mold Removal Cost And Risk In Howard County, IN

A typical professional mold job in Howard County runs about $1,350 to $5,400 before rebuild, using the Kokomo, IN price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1968Median year homes were built

66%Homes built before 1980

28%Homes rented, not owned

$151,500Median home value

39,795Housing units

83,610People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Howard County were built before 1968, and 66 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Howard County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 46901 has the oldest homes here, a median year of 1961, and ZIP 46902 the newest, 1973.

Typical Prices In Howard County

JobSizeNational RangeHoward County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,400
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,700
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 89.6 divided by 100, the price level for Kokomo, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,400, that cap falls short by about $400 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Howard County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Howard County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
46901Howard County196171%$131,700
46902Howard County197361%$154,400
46936Howard County197068%$206,700
46937Howard CountyNot published100%Not published
46965KokomoNot published100%Not published
46979Howard County196964%$205,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Howard County Area

Kokomo, IN