Mold Removal Cost And Risk In Jefferson County, IN

A typical professional mold job in Jefferson County runs about $1,350 to $5,300 before rebuild, using the Indiana nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1972Median year homes were built

64%Homes built before 1980

31%Homes rented, not owned

$180,600Median home value

14,446Housing units

33,074People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Jefferson County were built before 1972, and 64 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in Jefferson County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47250 has the oldest homes here, a median year of 1971, and ZIP 47224 the newest, 2000.

Typical Prices In Jefferson County

JobSizeNational RangeJefferson County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Jefferson County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Jefferson County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47138Jefferson County197853%$181,100
47224Jefferson County200030%$274,100
47230Jefferson County198639%$252,000
47231Jefferson County198340%$93,900
47243Jefferson County197375%$172,000
47250Jefferson County197163%$179,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Indiana Rules On Mold

Indiana Mold And Insurance Rules

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Area Map

Jefferson County Area

Madison, IN