Mold Removal Cost And Risk In Lake County, IN
A typical professional mold job in Lake County runs about $1,550 to $6,200 before rebuild, using the Chicago-Naperville-Elgin, IL-IN price level. Below are the 27 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.
1968Median year homes were built
67%Homes built before 1980
29%Homes rented, not owned
$214,700Median home value
216,330Housing units
498,990People
Half the homes in Lake County were built before 1968, and 67 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Lake County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 46394 has the oldest homes here, a median year of 1938, and ZIP 46373 the newest, 2000.
Typical Prices In Lake County
| Job | Size | National Range | Lake County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,200 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,050 to $7,750 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,200, that cap falls short by about $1,200 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Lake County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Very Low |
| Hurricane | Very Low |
| Cold wave | Very High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Lake County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 46303 | Lake County | 1992 | 41% | $271,700 |
| 46307 | Lake County | 1988 | 42% | $293,500 |
| 46311 | Dyer | 1994 | 35% | $300,000 |
| 46312 | East Chicago | 1942 | 90% | $92,400 |
| 46319 | Griffith | 1966 | 73% | $194,300 |
| 46320 | Hammond | 1943 | 80% | $115,300 |
| 46321 | Munster | 1972 | 69% | $312,000 |
| 46322 | Highland | 1966 | 72% | $219,500 |
| 46323 | Hammond | 1959 | 91% | $149,200 |
| 46324 | Hammond | 1952 | 91% | $141,600 |
| 46327 | Hammond | 1948 | 95% | $116,900 |
| 46342 | Hobart | 1972 | 66% | $193,400 |
| 46356 | Lake County | 1988 | 45% | $256,300 |
| 46373 | St. John | 2000 | 25% | $375,300 |
| 46375 | Schererville | 1988 | 35% | $295,400 |
| 46376 | Lake County | 1955 | 84% | $169,300 |
| 46377 | Shelby | Not published | 100% | Not published |
| 46394 | Hammond | 1938 | 95% | $162,900 |
| 46402 | Gary | 1942 | 84% | $61,200 |
| 46403 | Gary | 1962 | 82% | $154,800 |
| 46404 | Gary | 1960 | 90% | $88,300 |
| 46405 | Lake Station | 1959 | 79% | $123,600 |
| 46406 | Gary | 1963 | 91% | $86,300 |
| 46407 | Gary | 1955 | 87% | $55,000 |
| 46408 | Gary | 1954 | 91% | $96,200 |
| 46409 | Gary | 1955 | 95% | $73,300 |
| 46410 | Merrillville | 1978 | 53% | $192,100 |
Cities And Towns
Indiana Rules On Mold
Indiana Mold And Insurance Rules
- Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup. IDOI Flood Insurance Consumer Alert
- Remove wet items right away. Mold can grow in 24 to 48 hours. IDOI Flood Insurance Consumer Alert
- Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold. Indiana Department Of Health Indoor Air Laws
- The state health department notes more insurers now exclude mold from policies. Indiana Department Of Health Indoor Air Laws