Mold Removal Cost And Risk In LaPorte County, IN
A typical professional mold job in LaPorte County runs about $1,400 to $5,500 before rebuild, using the Michigan City-La Porte, IN price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.
1968Median year homes were built
66%Homes built before 1980
25%Homes rented, not owned
$180,700Median home value
49,878Housing units
112,141People
Half the homes in LaPorte County were built before 1968, and 66 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 25 percent of homes in LaPorte County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 46346 has the oldest homes here, a median year of 1958, and ZIP 46340 the newest, 2000.
Typical Prices In LaPorte County
| Job | Size | National Range | LaPorte County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates LaPorte County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Very Low |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In LaPorte County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 46340 | LaPorte County | 2000 | 28% | $171,000 |
| 46345 | Kingsbury | 1979 | 51% | $197,200 |
| 46346 | Kingsford Heights | 1958 | 85% | $103,100 |
| 46348 | LaPorte County | 1963 | 66% | $157,400 |
| 46350 | LaPorte County | 1969 | 66% | $199,800 |
| 46360 | LaPorte County | 1964 | 72% | $155,900 |
| 46365 | LaPorte County | 1980 | 50% | $178,300 |
| 46371 | LaPorte County | 1989 | 45% | $245,500 |
| 46382 | LaPorte County | 1975 | 63% | $190,900 |
| 46390 | LaPorte County | 1975 | 55% | $218,400 |
| 46391 | LaPorte County | 1996 | 34% | $254,600 |
| 46574 | LaPorte County | 1973 | 60% | $167,000 |
Indiana Rules On Mold
Indiana Mold And Insurance Rules
- Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup. IDOI Flood Insurance Consumer Alert
- Remove wet items right away. Mold can grow in 24 to 48 hours. IDOI Flood Insurance Consumer Alert
- Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold. Indiana Department Of Health Indoor Air Laws
- The state health department notes more insurers now exclude mold from policies. Indiana Department Of Health Indoor Air Laws