Mold Removal Cost And Risk In Madison County, IN

A typical professional mold job in Madison County runs about $1,450 to $5,750 before rebuild, using the Indianapolis-Carmel-Greenwood, IN price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1965Median year homes were built

71%Homes built before 1980

30%Homes rented, not owned

$147,700Median home value

59,075Housing units

130,949People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.37 an hour, BLS May 2025 wage survey.

Half the homes in Madison County were built before 1965, and 71 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in Madison County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 46016 has the oldest homes here, a median year of 1943, and ZIP 46048 the newest, 1998.

Typical Prices In Madison County

JobSizeNational RangeMadison County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,750
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,200
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 95.7 divided by 100, the price level for Indianapolis-Carmel-Greenwood, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Madison County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Madison County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
46001Madison County196772%$136,500
46011Madison County196281%$168,300
46012Madison County196776%$149,400
46013Anderson196968%$120,400
46016Anderson194384%$66,100
46017Madison County196676%$138,500
46036Madison County195575%$108,500
46044Madison County197166%$159,000
46048Ingalls199828%$142,200
46051Lapel197165%$190,700
46056Madison County196663%$191,900
46063Orestes194980%$86,300
46064Madison County199239%$256,500
46070Madison County194975%$110,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Madison County Area

Indianapolis-Carmel-Greenwood, IN