Mold Removal Cost And Risk In Marion County, IN

A typical professional mold job in Marion County runs about $1,450 to $5,750 before rebuild, using the Indianapolis-Carmel-Greenwood, IN price level. Below are the 35 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1972Median year homes were built

59%Homes built before 1980

44%Homes rented, not owned

$207,000Median home value

439,034Housing units

971,822People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.37 an hour, BLS May 2025 wage survey.

Half the homes in Marion County were built before 1972, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 44 percent of homes in Marion County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 46201 has the oldest homes here, a median year of 1938, and ZIP 46204 the newest, 2006.

Typical Prices In Marion County

JobSizeNational RangeMarion County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,750
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,200
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 95.7 divided by 100, the price level for Indianapolis-Carmel-Greenwood, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Marion County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Marion County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
46107Beech Grove196278%$166,600
46183Indianapolis city (balance)1943100%Not published
46201Indianapolis city (balance)193892%$150,600
46202Indianapolis city (balance)196856%$420,200
46203Indianapolis city (balance)195580%$155,500
46204Indianapolis city (balance)200637%$350,400
46205Indianapolis city (balance)194283%$278,000
46208Indianapolis city (balance)193891%$206,000
46214Indianapolis city (balance)198344%$180,200
46216Lawrence200012%$253,800
46217Indianapolis city (balance)198941%$226,100
46218Indianapolis city (balance)195687%$90,200
46219Indianapolis city (balance)195686%$177,000
46220Indianapolis city (balance)195977%$329,700
46221Indianapolis city (balance)197556%$174,900
46222Indianapolis city (balance)195483%$104,300
46224Indianapolis city (balance)196673%$166,500
46225Indianapolis city (balance)193893%$123,600
46226Indianapolis city (balance)196580%$148,900
46227Indianapolis city (balance)197163%$192,600
46228Indianapolis city (balance)196765%$241,400
46229Indianapolis city (balance)197952%$170,100
46235Indianapolis city (balance)198745%$169,300
46236Lawrence199413%$281,800
46237Indianapolis city (balance)199528%$216,300
46239Indianapolis city (balance)200123%$253,000
46240Indianapolis city (balance)198050%$328,600
46241Indianapolis city (balance)196468%$111,500
46250Indianapolis city (balance)198340%$288,900
46254Indianapolis city (balance)198734%$175,700
46256Indianapolis city (balance)198433%$277,800
46259Indianapolis city (balance)200126%$304,800
46260Indianapolis city (balance)197561%$271,600
46268Indianapolis city (balance)198825%$208,500
46278Indianapolis city (balance)199224%$420,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Indianapolis-Carmel-Greenwood, IN