Mold Removal Cost And Risk In ZIP 47406, Bloomington IN

A typical professional mold job in ZIP 47406, Bloomington runs about $1,450 to $5,700 before rebuild. Half the homes here were built before 2013, newer than the Monroe County median of 1986.

2013Median year homes were built

26%Homes built before 1980

100%Homes rented, not owned

Not publishedMedian home value

$1,188Median gross rent

19Housing units

Neighborhood figures for ZIP Code Tabulation Area 47406 from Census ACS 2019 to 2023.

26 percent of homes in 47406 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 100 percent against 45 percent across Monroe County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

Typical Prices In 47406

JobSizeNational Range47406 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,700
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,150
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 95.1 divided by 100, the price level for Bloomington, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form

Water Hazards FEMA Rates For Monroe County

FEMA rates Monroe County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Indiana Rules On Mold

Nearby ZIP Codes In Monroe County

Part of Bloomington, Monroe County, Indiana.

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47406, IN Area

Bloomington, Monroe County