Mold Removal Cost And Risk In Montgomery County, IN

A typical professional mold job in Montgomery County runs about $1,350 to $5,300 before rebuild, using the Indiana nonmetro price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1965Median year homes were built

68%Homes built before 1980

22%Homes rented, not owned

$166,300Median home value

16,534Housing units

38,155People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Montgomery County were built before 1965, and 68 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Montgomery County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47967 has the oldest homes here, a median year of 1938, and ZIP 47933 the newest, 1968.

Typical Prices In Montgomery County

JobSizeNational RangeMontgomery County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Montgomery County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Montgomery County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47916Alamo195758%$60,000
47933Montgomery County196864%$176,400
47940Montgomery County194986%$149,100
47954Montgomery County195273%$179,000
47955Montgomery County195576%$116,600
47965New Market195691%$151,500
47967Montgomery County193885%$119,600
47968Montgomery County195673%$205,800
47989Montgomery County194473%$114,900
47990Montgomery County196172%$111,000
47994Montgomery County196466%$111,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Indiana Rules On Mold

Indiana Mold And Insurance Rules

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Area Map

Montgomery County Area

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