Mold Removal Cost And Risk In Spencer County, IN

A typical professional mold job in Spencer County runs about $1,350 to $5,300 before rebuild, using the Indiana nonmetro price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1979Median year homes were built

51%Homes built before 1980

19%Homes rented, not owned

$180,200Median home value

8,685Housing units

19,871People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Spencer County were built before 1979, and 51 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 19 percent of homes in Spencer County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47611 has the oldest homes here, a median year of 1964, and ZIP 47579 the newest, 1995.

Typical Prices In Spencer County

JobSizeNational RangeSpencer County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Spencer County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveVery Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Spencer County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47531Spencer County197361%$258,300
47537Spencer County199240%$213,800
47550Spencer County197952%$189,600
47552Spencer County199414%$177,300
47577Spencer County196559%$209,600
47579Spencer County199523%$249,100
47588Spencer County197854%$112,800
47611Spencer County196463%$171,600
47615Spencer County197462%$168,100
47634Spencer County197556%$140,900
47635Spencer County197656%$159,700

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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