Mold Removal Cost And Risk In ZIP 46545 IN
A typical professional mold job in ZIP 46545 runs about $1,400 to $5,550 before rebuild. Half the homes here were built before 1974, newer than the St. Joseph County median of 1968.
1974Median year homes were built
60%Homes built before 1980
51%Homes rented, not owned
$174,700Median home value
$986Median gross rent
13,046Housing units
60 percent of homes in 46545 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
Most homes here are rented, 51 percent against 31 percent across St. Joseph County. A renter's policy covers belongings and liability, while the owner's policy covers the building.
The top of a typical mold job here, $5,550, is about 3.2 percent of the median home value of $174,700.
Typical Prices In 46545
| Job | Size | National Range | 46545 Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,950 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates For St. Joseph County
FEMA rates St. Joseph County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
Indiana Rules On Mold
Nearby ZIP Codes In St. Joseph County
Part of St. Joseph County, Indiana.