Mold Removal Cost And Risk In Tippecanoe County, IN

A typical professional mold job in Tippecanoe County runs about $1,400 to $5,600 before rebuild, using the Lafayette-West Lafayette, IN price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1986Median year homes were built

44%Homes built before 1980

46%Homes rented, not owned

$217,600Median home value

79,327Housing units

187,399People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Tippecanoe County were built before 1986, and 44 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 46 percent of homes in Tippecanoe County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47901 has the oldest homes here, a median year of 1938, and ZIP 47906 the newest, 1996.

Typical Prices In Tippecanoe County

JobSizeNational RangeTippecanoe County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,600
Mold Remediationan attic$2,000 to $7,500$1,850 to $7,000
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 93.4 divided by 100, the price level for Lafayette-West Lafayette, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Tippecanoe County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Tippecanoe County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47901Lafayette193877%$257,400
47904Lafayette195280%$118,700
47905Tippecanoe County198050%$215,500
47906Tippecanoe County199630%$280,900
47909Tippecanoe County199039%$203,600
47920Tippecanoe County197458%$263,100
47924Tippecanoe CountyNot published0%Not published
47930Tippecanoe County196276%$189,000
47941Dayton198347%$169,300
47981Tippecanoe County195579%$173,300
47983Stockwell194388%$99,800
47992Tippecanoe County199234%$204,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Tippecanoe County Area

Lafayette-West Lafayette, IN