Mold Removal Cost And Risk In Tipton County, IN

A typical professional mold job in Tipton County runs about $1,450 to $5,750 before rebuild, using the Indianapolis-Carmel-Greenwood, IN price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1963Median year homes were built

69%Homes built before 1980

18%Homes rented, not owned

$166,000Median home value

6,836Housing units

15,329People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.37 an hour, BLS May 2025 wage survey.

Half the homes in Tipton County were built before 1963, and 69 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 18 percent of homes in Tipton County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 46049 has the oldest homes here, a median year of 1938, and ZIP 46045 the newest, 1974.

Typical Prices In Tipton County

JobSizeNational RangeTipton County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,750
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,200
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 95.7 divided by 100, the price level for Indianapolis-Carmel-Greenwood, IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Tipton County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Tipton County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
46045Tipton County197496%$276,200
46047Tipton CountyNot published100%Not published
46049Tipton County193888%$145,400
46068Tipton County196772%$181,800
46072Tipton County196665%$169,900
46076Tipton County196570%$122,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Tipton County Area

Indianapolis-Carmel-Greenwood, IN