Mold Removal Cost And Risk In White County, IN

A typical professional mold job in White County runs about $1,350 to $5,300 before rebuild, using the Indiana nonmetro price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Indiana rules.

1971Median year homes were built

68%Homes built before 1980

21%Homes rented, not owned

$163,000Median home value

12,926Housing units

24,709People

Housing figures from Census ACS 2019 to 2023.

Half the homes in White County were built before 1971, and 68 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in White County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 47929 has the oldest homes here, a median year of 1952, and ZIP 47950 the newest, 1976.

Typical Prices In White County

JobSizeNational RangeWhite County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for White County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In White County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
47923White County197560%$180,200
47925BuffaloNot published0%Not published
47926White County197169%$130,400
47929White County195284%$175,700
47950White County197656%$121,400
47959White County195879%$126,700
47960White County197266%$179,300
47980White County195969%$155,400
47995White County195282%$136,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Indiana Rules On Mold

Indiana Mold And Insurance Rules

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Area Map

White County Area

Monticello, IN