Mold Removal Cost And Risk In Cerro Gordo County, IA
A typical professional mold job in Cerro Gordo County runs about $1,250 to $5,050 before rebuild, using the Iowa nonmetro price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1959Median year homes were built
76%Homes built before 1980
28%Homes rented, not owned
$154,100Median home value
22,730Housing units
42,785People
Half the homes in Cerro Gordo County were built before 1959, and 76 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Cerro Gordo County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 50433 has the oldest homes here, a median year of 1938, and ZIP 50428 the newest, 1973.
Typical Prices In Cerro Gordo County
| Job | Size | National Range | Cerro Gordo County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Cerro Gordo County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Cerro Gordo County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 50401 | Cerro Gordo County | 1955 | 79% | $134,100 |
| 50428 | Cerro Gordo County | 1973 | 65% | $253,900 |
| 50433 | Cerro Gordo County | 1938 | 82% | $55,000 |
| 50464 | Cerro Gordo County | 1952 | 79% | $167,000 |
| 50467 | Cerro Gordo County | 1950 | 98% | $160,400 |
| 50469 | Cerro Gordo County | 1956 | 80% | $188,900 |
| 50477 | Cerro Gordo County | 1945 | 88% | $75,000 |
| 50479 | Cerro Gordo County | 1950 | 87% | $112,200 |
| 50482 | Cerro Gordo County | 1955 | 80% | $220,800 |
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview