Mold Removal Cost And Risk In Clay County, IA
A typical professional mold job in Clay County runs about $1,250 to $5,050 before rebuild, using the Iowa nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1966Median year homes were built
71%Homes built before 1980
27%Homes rented, not owned
$171,500Median home value
8,141Housing units
16,446People
Half the homes in Clay County were built before 1966, and 71 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in Clay County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 51047 has the oldest homes here, a median year of 1938, and ZIP 51333 the newest, 1972.
Typical Prices In Clay County
| Job | Size | National Range | Clay County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Clay County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Clay County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 51033 | Clay County | 1952 | 90% | $185,000 |
| 51047 | Clay County | 1938 | 81% | $130,500 |
| 51301 | Clay County | 1970 | 67% | $180,400 |
| 51333 | Clay County | 1972 | 75% | $181,600 |
| 51338 | Clay County | 1951 | 85% | $120,400 |
| 51340 | Fostoria | 1949 | 98% | $116,700 |
| 51341 | Gillett Grove | 1945 | 100% | $62,500 |
| 51343 | Clay County | 1942 | 82% | $111,500 |
| 51357 | Clay County | 1938 | 90% | $121,300 |
| 51366 | Clay County | 1945 | 77% | $119,400 |
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview