Mold Removal Cost And Risk In Dickinson County, IA

A typical professional mold job in Dickinson County runs about $1,250 to $5,050 before rebuild, using the Iowa nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.

1978Median year homes were built

54%Homes built before 1980

23%Homes rented, not owned

$251,600Median home value

14,060Housing units

17,844People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Dickinson County were built before 1978, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Dickinson County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 51364 has the oldest homes here, a median year of 1941, and ZIP 51331 the newest, 1994.

Typical Prices In Dickinson County

JobSizeNational RangeDickinson County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 84.1 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Dickinson County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Dickinson County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
51331Arnolds Park199439%$415,800
51347Dickinson County196370%$180,600
51351Dickinson County197951%$256,100
51355Okoboji197755%$441,400
51360Dickinson County197755%$256,000
51363Superior194390%$74,000
51364Dickinson County194187%$131,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Iowa Rules On Mold

Iowa Mold And Insurance Rules

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Area Map

Dickinson County Area

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