Mold Removal Cost And Risk In Floyd County, IA
A typical professional mold job in Floyd County runs about $1,250 to $5,050 before rebuild, using the Iowa nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1960Median year homes were built
83%Homes built before 1980
26%Homes rented, not owned
$133,300Median home value
7,308Housing units
15,502People
Half the homes in Floyd County were built before 1960, and 83 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Floyd County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 50620 has the oldest homes here, a median year of 1938, and ZIP 50653 the newest, 1971.
Typical Prices In Floyd County
| Job | Size | National Range | Floyd County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Floyd County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Floyd County
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview