Mold Removal Cost And Risk In ZIP 50427, Chapin IA

A typical professional mold job in ZIP 50427, Chapin runs about $1,250 to $5,050 before rebuild. Half the homes here were built before 1938, older than the Franklin County median of 1953.

1938Median year homes were built

100%Homes built before 1980

0%Homes rented, not owned

$85,900Median home value

Not publishedMedian gross rent

90Housing units

Neighborhood figures for ZIP Code Tabulation Area 50427 from Census ACS 2019 to 2023.

100 percent of homes in 50427 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 0 percent of homes here are rented, against 28 percent across Franklin County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,050, is about 5.9 percent of the median home value of $85,900.

Typical Prices In 50427

JobSizeNational Range50427 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 84.1 divided by 100, the price level for the nonmetro part of Iowa, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates For Franklin County

FEMA rates none of the water hazards below as high for Franklin County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

Iowa Rules On Mold

Nearby ZIP Codes In Franklin County

Part of Franklin County, Iowa.

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50427, IA Area

Chapin, Franklin County