Mold Removal Cost And Risk In Hancock County, IA
A typical professional mold job in Hancock County runs about $1,250 to $5,050 before rebuild, using the Iowa nonmetro price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1959Median year homes were built
78%Homes built before 1980
18%Homes rented, not owned
$129,300Median home value
5,120Housing units
10,718People
Half the homes in Hancock County were built before 1959, and 78 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 18 percent of homes in Hancock County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 50430 has the oldest homes here, a median year of 1938, and ZIP 50438 the newest, 1970.
Typical Prices In Hancock County
| Job | Size | National Range | Hancock County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Hancock County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | No Rating |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Hancock County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 50423 | Hancock County | 1957 | 73% | $110,200 |
| 50430 | Hancock County | 1938 | 89% | $70,800 |
| 50432 | Crystal Lake | 1948 | 87% | $86,000 |
| 50438 | Hancock County | 1970 | 74% | $176,500 |
| 50439 | Hancock County | 1938 | 88% | $91,400 |
| 50447 | Hancock County | 1952 | 88% | $82,400 |
| 50449 | Hancock County | 1938 | 90% | $98,600 |
| 50457 | Hancock County | 1938 | 90% | $94,200 |
| 50484 | Hancock County | 1938 | 94% | $111,100 |
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview