Mold Removal Cost And Risk In Story County, IA
A typical professional mold job in Story County runs about $1,350 to $5,350 before rebuild, using the Ames, IA price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1983Median year homes were built
48%Homes built before 1980
44%Homes rented, not owned
$243,600Median home value
41,642Housing units
98,592People
Half the homes in Story County were built before 1983, and 48 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 44 percent of homes in Story County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 50056 has the oldest homes here, a median year of 1955, and ZIP 50014 the newest, 1997.
Typical Prices In Story County
| Job | Size | National Range | Story County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,350 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,350, that cap falls short by about $350 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Story County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Story County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 50010 | Story County | 1978 | 54% | $243,200 |
| 50014 | Story County | 1997 | 29% | $312,700 |
| 50046 | Story County | 1974 | 60% | $225,000 |
| 50055 | Story County | 1961 | 67% | $195,400 |
| 50056 | Story County | 1955 | 74% | $184,300 |
| 50105 | Story County | 1979 | 52% | $265,100 |
| 50124 | Story County | 1997 | 35% | $299,900 |
| 50134 | Story County | 1969 | 67% | $277,500 |
| 50154 | Story County | 1967 | 73% | $173,500 |
| 50201 | Story County | 1972 | 67% | $186,500 |
| 50236 | Story County | 1955 | 75% | $185,900 |
| 50248 | Story County | 1971 | 60% | $218,500 |
| 50278 | Story County | 1960 | 88% | $170,400 |
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview