Mold Removal Cost And Risk In Finney County, KS

A typical professional mold job in Finney County runs about $1,300 to $5,150 before rebuild, using the Kansas nonmetro price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kansas rules.

1977Median year homes were built

57%Homes built before 1980

36%Homes rented, not owned

$191,100Median home value

14,279Housing units

38,001People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Finney County were built before 1977, and 57 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Finney County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 67846 has the oldest homes here, a median year of 1977, and ZIP 67851 the newest, 1984.

Typical Prices In Finney County

JobSizeNational RangeFinney County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Finney County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Finney County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
67846Finney County197758%$188,200
67851Finney County198445%$223,400
67868Finney CountyNot published0%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Kansas Rules On Mold

Kansas Mold And Insurance Rules

All Kansas Mold And Insurance Rules lines

All Kansas counties

Guides

Area Map

Finney County Area

Garden City, KS